Ensuring regulatory and brand compliance across your merchant partners’ marketing channels is critical. PerformLine offers an always-on monitoring and discovery system to find and mitigate risk around marketing, which allows you to scale your merchant partner program.
Powerful Alone. Invincible Together.
Simplify Your Tech Stack With One Platform For:
Document Review
Use document review for pre-publication approvals. Have your merchant partners and marketing teams email custom ads, emails, printed materials, etc. for automated compliance reviews before they’re published.
Web Monitoring
Discover and monitor known and unknown merchant partner web pages where your brand and product offerings are being mentioned, and be audit-ready with proof you can use if the regulators come knocking.
Social Media Monitoring
Discover and monitor where your brand and product offerings are being mentioned by your merchant partners across social media including TikTok, Facebook, Instagram, X, LinkedIn, and YouTube.
Email Monitoring
Discover and monitor all emails being sent on your, or your merchant partners’, behalf by other partners, affiliates, or independent agents and score them against your compliance and brand rules.
Call Monitoring
Automatically review and score every customer call, with company or your merchant partners, to ensure that you are adhering to regulatory requirements and to mitigate any potential regulatory risks.
Message Monitoring
Automatically review every SMS, chat, and message, with your company or your merchant partners, to ensure that you are adhering to regulatory requirements and mitigate any potential regulatory risks.
Why PerformLine?
Discover Hidden Risk
Onboard more partners and increase new product GTM speed using compliance tech that scales across merchant partners and marketing channels.
Be Proactive in Compliance
Demonstrate a commitment to marketing compliance and consumer protection with always-on discovery and monitoring.
Document and Archive
Demonstrate to regulators that you’re taking the necessary steps to ensure compliance with a complete history of discovery through remediation for any audit situation.
One Platform, One Process, One Truth
PerformLine enables Buy Now, Pay Later compliance teams to identify and address compliance risk through our end-to-end solution, from marketing material review to remediation across channels.
PerformLine replaces the need for multiple, disconnected solutions and provides a centralized, omni-channel marketing compliance management process for buy now, pay later companies. Experience total efficiency with PerformLine’s all-in-one solution–One Platform, One Process, One Truth.
What our Clients say about PerformLine
”Koalafi is a proud customer of PerformLine’s compliance platform (and their Kraken web crawler) that we use to continuously monitor all of our merchant partners’ advertising as well as to action remedial actions, warnings, etc. as needed.”
– Koalafi
Content
Top 4 BNPL Compliance Issues Across Merchant Sites
Here are the top five remediated terms and categories that companies use to ensure merchant partners are adhering to marketing and compliance requirements on published content across the web.
The Buy Now, Pay Later Compliance Checklist
We’ve put together a checklist of the top items that Buy Now, Pay Later lenders should keep in mind when crafting their compliance programs across marketing, merchant services, and customer service.
Compliance Regulations for BNPL Lenders
See the latest regulatory updates in your part of the world.
FAQs
BNPL companies can monitor their merchants for compliance using PerformLine’s omni-channel compliance platform to automate and scale marketing compliance reviews and monitoring.
BNPL companies should use PerformLine to monitor a range of consumer marketing channels for compliance, including across the web, calls, emails, messages, and social media. BNPL companies should also review and approve marketing collateral from merchant partners for compliance prior to publication.
BNPL companies should use PerformLine to monitor for regulations like the Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA), Unfair, Deceptive or Abusive Acts or Practices (UDAAP), state regulations, and other consumer protection laws.
Using sophisticated AI and machine learning, PerformLine can discover previously unknown webpages, landing pages, offers or emails that merchant partners are promoting to consumers that you may not know about. PerformLine then monitors and scores those webpages, emails, or social posts against your rules to identify non-compliant promotion.
Yes, PerformLine’s marketing compliance monitoring solution is designed to adapt to changes in BNPL regulations and industry standards.
PerformLine’s marketing compliance monitoring solution can help BNPL companies manage the risks associated with their merchants by automating compliance monitoring of merchants, identifying compliance gaps, and centralizing compliance management.
PerformLine’s Business Intelligence provides detailed reporting and analytics for banking-as-a-service companies, including industry benchmarking data, merchant compliance performance, trends over time, workflow activity, and more.