Ensuring regulatory and brand compliance across your fintech partners’ marketing channels is critical. PerformLine offers an always-on monitoring and discovery system to find and mitigate risk around marketing, which allows you to scale your fintech partner program.
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Use document review for pre-publication approvals. Have your fintech partners send custom ads, emails, printed materials, etc. for automated compliance reviews before they’re published.
Discover and monitor known and unknown web pages where your fintech partners’ brands and product offerings are being mentioned, and be audit-ready with proof you can use if the regulators come knocking.
Social Media Monitoring
Discover and monitor where your fintech partners’ brands and product offerings are being mentioned across social media including TikTok, X, LinkedIn, Facebook, Instagram, and YouTube.
Discover and monitor all emails being sent on your, or your fintech partners’, behalf by other partners, affiliates, merchants, or independent agents and score them against your compliance and brand rules.
Automatically review and score every customer call of fintech partners to ensure that they’re adhering to regulatory requirements and mitigate any potential regulatory risks.
Automatically review every SMS, chat, and message from your fintech partners to ensure that your fintech partners are adhering to regulatory requirements and mitigate any potential regulatory risks.
Discover Hidden Risk
Onboard more partners and increase new product GTM speed using compliance tech that scales across fintech partners and marketing channels.
Be Proactive in Compliance
Demonstrate a commitment to marketing compliance and consumer protection with always-on discovery and monitoring.
Document and Archive
Demonstrate to regulators that you’re taking the necessary steps to ensure compliance with a complete history of discovery through remediation for any audit situation.
One Platform, One Process, One Truth
PerformLine enables BaaS compliance teams to identify and address compliance risk through our end-to-end solution, from marketing material review to remediation.
PerformLine replaces the need for multiple, disconnected solutions and provides a centralized, omni-channel marketing compliance management process for BaaS providers. Experience total efficiency with PerformLine’s all-in-one solution – One Platform, One Process, One Truth.
What our Clients say about PerformLine
”Managing a marketing review process for over 100 clients across multiple different marketing channels is a substantial job with a lot of moving parts and the PerformLine team is adept at recognizing pain points and addressing them.”
– Rob, Unit
Compliance Checklist for BaaS Banks and Providers:
This compliance checklist outlines specific areas of consideration for regulatory compliance and mitigating risk
Bank-Fintech Partnerships: Regulatory Roles and Responsibility
As more banks are partnering with fintechs, here’s how each role is responsible for regulatory compliance.
BaaS: Compliance as a Competitive Advantage
Here’s how BaaS organizations can be more proactive in their approach to compliance and use it as a competitive advantage.
BaaS banks and providers can use PerformLine’s omni-channel compliance platform to automate and scale marketing compliance reviews and monitoring for their fintech partners across customer interaction channels.
BaaS banks and providers should use PerformLine to monitor a range of marketing channels for compliance, including the web (such as affiliate marketing sites), calls, emails, messages, and social media. Partner banks should also review and approve marketing collateral from partners for compliance prior to publication.
Using sophisticated AI and machine learning, PerformLine can discover previously unknown webpages, landing pages, offers, social posts or emails that fintech partners are promoting to consumers that you may not know about. PerformLine then monitors and scores those webpages, emails, or social posts against your rules to identify non-compliant promotions.
The regulations that BaaS banks and providers should monitor for with PerformLine’s marketing compliance technology include (but are not limited to) Truth in Lending Act (TILA), Regulation Z, Unfair, Deceptive, or Abusive Acts or Practices (UDAAP), fair lending laws, and guidance from federal regulators regarding third-party relationships.
Yes, PerformLine’s marketing compliance monitoring solution is adaptable to ever-changing regulations and industry guidelines, making it an ideal solution for banks partnering with fintechs.
A compliance monitoring solution like PerformLine can help banks manage the compliance risks associated with partnering with fintechs by providing visibility into the fintechs’ marketing activities (and those of their affiliate partners), identifying potential compliance issues, and streamlining communication and remediation within a single platform.
PerformLine’s Business Intelligence offers detailed reporting and analytics to assist BaaS banks and providers in understanding the compliance risks associated with their partnerships with fintechs, such as industry benchmarking data, fintech partner compliance performance, trends over time, workflow activity, and more.